For small businesses, grants can offer cash and lifelong relationships

Cash grants, which can provide businesses with breathing space and funds to invest, could be a viable option. … [+] alternative to a loan, and can often be just what small businesses need to stabilize in the wake of COVID-19 and fuel their growth. (Photo by Alfred Gescheidt/Getty Images) fake images Capital is one of … Read more

Investors: Don’t sleep on portfolio diversification | Smart Switch: Personal Finance

(Sam Swenson, CFA, CPA) With stocks in a bear market, bonds offering little more than “less negative” returns, and cryptocurrencies facing a serious reckoning, the first half of 2022 should remind investors that a diversified portfolio will be necessary for years to come. . Overexposure to any particular stock or market sector can lead to … Read more

How To Start A Small Business | personal finance

Starting a business can be an exciting time for entrepreneurs, filled with big dreams for the future. But starting a business also carries significant risk and requires a huge commitment (both money and time) to be successful. While starting a business can seem daunting, following these steps can put you on the path to success. … Read more

Will interest rates go up again? What to do if you are a homebuyer | personal finance

If you’re still in the market for a home, you probably know that interest rates are rising sharply. Host Terry Barr is talking to Kate Wood, mortgage expert at NerdWallet, to find out how we got here and why it matters. Kate also discusses what could happen next, and if you still want to buy … Read more

Will interest rates go up again? What to do if you are a homebuyer | Smart Switch: Personal Finance

If you’re still in the market for a home, you probably know that interest rates are rising sharply. Host Terry Barr is talking to Kate Wood, mortgage expert at NerdWallet, to find out how we got here and why it matters. Kate also discusses what could happen next, and if you still want to buy … Read more

Plant-Based Meat: Taste, Nutrition, and Cost

The next time you’re looking through the meat section of your grocery store, you may see more plant-based products than ever before. Some of you may crinkle your nose at the idea of ​​meatless meat, so Consumer Reports just did some testing for you: It tested 32 fake burgers, nuggets, steaks and hot dogs to … Read more

Everything you need to know about how the Federal Reserve interest rate will affect your personal finances

Milan_Jovic / iStock.com The Federal Reserve recently raised rates the most it has in 28 years, raising the prime rate by 0.75% at the June 15 Federal Open Market Committee meeting. It is the third of many interest rate hikes designed to stifle inflation, which has reached double digits. in 2022. Live updates: financial trends, … Read more

What is the debt snowball method? | Debt

When you’re drowning in a pool of accumulated debt, figuring out how to get out isn’t always easy. With variable interest rates and payment terms, some people lose faith that they can become debt free. However, numerous strategies can help you stay on track to pay off your balances. Depending on your personality, the “quick … Read more